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DISABILITY AND LIFE INSURANCE FOR PHYSICIANS

We Know Medicine.
We Know Insurance.

Now is the time to protect your income. Your time is valuable, we’ve got you covered.

Our mission is to educate and empower you.

We help you choose the right disability and life insurance policies for your needs, simplifying the process and supporting you every step of the way.

learn more about our services

Life can change in an instant.

It’s hard to imagine a sudden illness, injury, or unforeseeable event causing financial devastation. Luckily, with a bit of planning, you can secure the protection needed to prepare for any possibility.

That’s where we come in. We specialize in disability and life insurance for physicians. Our advisors, with their medical expertise, carefully review each file to ensure our clients receive the best disability and life insurance policies.

News + Highlights

 
 
6 October 2025

PearsonRavitz has joined Earned!

 
 
18 June 2025

Welcome Nicole Meehan, Our New Administrative Assistant!

 
 
5 June 2025

Welcoming Dr. Frances Mei Hardin: Our Director of Physician Engagement and Strategy

 

Meet the team

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

Take the first step toward protecting your future with a team that puts you first.

Complete our form to schedule a personalized consultation.

You will be joining thousands of doctors across the country who trust PearsonRavitz with their disability and life insurance needs.

What physicians are saying about PearsonRavitz

I had only ever dealt with insurance advisors face to face, so initially I was nervous about doing everything over the phone. But one of the most positive aspects of Stephanie’s practice is that she is really available. I can email, text, call—even if she can’t talk that specific minute, she makes herself completely available.

Knowing that she herself is a physician who went through a hard time relating to disability insurance makes me feel like I can trust her to make decisions on my behalf.

DR. AMANDA EILERS
Cardiothoracic Surgeon | Marshfield, WI

PearsonRavitz is so knowledgeable and attentive to the needs of their clients. Their response time was very quick. I genuinely believe PearsonRavitz is the best in the industry for physician-specific insurance needs.

Jamie Schaeffer, M.D.
Family Medicine

We previously knew next to nothing about disability insurance, but Stephanie was very helpful and reassuring. We previously found insurance policies and associated jargon confusing, cumbersome, and frankly annoying. Stephanie broke it down for us, patiently explained verbiage and policy differences, and gave us peace of mind.

ORIT GAL, DO & LAURA HUMMEL
Emergency Medicine | Pennsylvania

I started working with Stephanie upon recommendations from members of the Physician Mom’s Group. Soon thereafter, she helped me understand that my current disability policy did not, in fact, protect me in the event of disability.

Working with Stephanie was a breath of fresh air. She never tried to “sell” me anything—she emphasized the importance of understanding the terms of my policy. My only regret is that I didn’t find her sooner.

TAHLIA WEIS, PHD, MD
Vascular Surgeon | Charleston, SC

Dr. Pearson and her team are so pleasant and approachable, and most of all – knowledgeable and willing to help find the best options for their clients.

Deborah Lim, M.D.
Ophthalmic Surgeon

I had little experience with disability policies but Stephanie presented me with options, explained the policies point by point, considered my personal preferences and situation, and helped decide on a good plan moving forward. She was available for questions that came up, and her team helped streamline the application process. All was done at my convenience, around my busy schedule. I would recommend PearsonRavitz to anyone looking for help with disability coverage.

KAREN ROBBINS
Allergy and Immunology Physician | Washington, DC

Stephanie advocated for me and secured a great policy. Her being a medical doctor meant she understood the context of my health history. She held my hand throughout the process and ensured that I got my paperwork on time; I am horrible with paperwork so this was so important.

Super thanks to Stephanie, and you would be a fool to not have her MD training by your side when applying for disability insurance.

VICTORIA KUOHUNG, MD, JD
Dermatologist | Massachusetts

For me, working with Scott and Stephanie has been huge. Initially I was wary of working with someone who wasn’t local, but Stephanie really listened to me and understood my needs. She got the technical side of things and understood my specific occupational concerns. Scott was then able to wrap his business and industry expertise around that. It was a personalized experience from start to finish.

DR. KELLY BRAUER
Bluegrass Family Allergy | Owensboro, KY

I appreciated the thorough explanations and the transparency provided by my broker at PearsonRavitz. My experience navigating the world of disability insurance in the middle of my transition from resident physician to attending was so refreshing, and I can’t recommend PearsonRavitz enough.

Jennifer Narvaez, M.D.
OB/GYN

Dr. Pearson and her team were incredibly organized, professional, easy to work with, and very responsive. I’m only disappointed that I didn’t contact PearsonRavitz much earlier for my and my husbands’ disability and life insurance needs.

Vi Bowman, MD
Infectious Disease

Working with PearsonRavitz was easy. Their team is experienced, and their communication was succinct. I found them to be kind and their processes very personal, not generic in any way.

Elizabeth Jensen, D.O.
Internal Medicine

Stephanie is personable and really takes the time to answer your questions. She ensures you actually understand the differences in your options. I really appreciated working with someone who’s been there and knows what we’re going through.

DR. USAIMA SIDDIQI, DO
Emergency Medicine Physician | Philadelphia, PA

Working with Stephanie made finding my policy seamless. She was an indispensable resource in navigating which options would best suit my needs. Thank you for all of your help!

KRISTINA S., MD
Anesthesiologist | New York

I wasn’t thrilled with my previous coverage so I started asking around for recommendations, and came across Scott. He pointed out the gaps in my coverage and we were able to close them, so that I have one less thing to worry about and know that my policy is there if I need it.

ELIE BASCH, DO
Anesthesiologist | Pennsylvania

The process was very easy, quick, and painless. I appreciated the review of our existing disability insurance policies. The only thing I would change—I wish I knew about PearsonRavitz when I was in residency!

Lauren Kokajko, M.D.
Anesthesiologist
 

We’ll help you find a plan that’s made for you.

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